PRIVACY POLICY

LEGAL NOTICE

Users of this website accessing information on this website operated by Minna Schmidt, a company registered under Swiss law, also

known under the commercial name ‘Minna Schmidt

This Privacy Policy describes the processing of personal data when using Minna Schmidt’s website. It also explains the choices you have regarding

your personal data and how you can contact Minna Schmidt. All processing of personal data is conducted in accordance with EU’s General Data Protection Regulation (679/2016) (GDPR) as well as the Swiss Federal Act on Data

Protection and its Ordinances.


Responsible Data Controller and contact data:

Your personal data is being processed by the following Data Controller:

Minna Schmidt – Schmidt (also known under the commercial name ‘Minna Schmidt’)

For any data protection questions and concerns, in particular on how we process your personal data please contact us at info@Minnaschmidt.com

1. All information published on this website is made available by Minna Schmidt and is for personal use and information purposes only; it may be

changed at any time and without prior notice. Minna Schmidt assumes no liability (neither expressly nor impliedly) for the accuracy, completeness and timeliness of the information published on this website.


2. Minna Schmidt shall not be liable for loss or damage of any kind – whether it be for direct, indirect or consequential damage that may arise

from the use of or access to this website or from any links to third-party websites. No warranty is given as to the constant availability and flawless functioning of this website. Minna Schmidt shall also not be liable for any damages to the user’s IT system caused by unauthorized persons. The risk of viruses and hacker attacks is ever present in the Internet.


Adequate precautions should be taken such as up to date virus definitions, system updates and browser versions. Caution should be

used when opening emails from unknown origin or with unknown attachments.


3. This website, its design and content, including texts, pictures and videos are copyright protected. All rights are owned by Minna Schmidt. Any

unauthorized use and/or processing of this website, its design and content, including texts, pictures and videos is strictly prohibited.


4. Certain links on this website lead to third-party websites, which are completely beyond the control of Minna Schmidt. Minna Schmidt assumes

no responsibility or liability for the accuracy, completeness and legality of the contents of such websites or for any offers and services contained

therein.

What types of personal data are processed by Minna Schmidt?

Minna Schmidt collects your personal data in order to provide and continually improve its products and services. Ruskovilla processes the following information:


- Your full name

- Your address

- Your phone number

- Your email address


For what purpose is this personal data processed by Minna Schmidt?

Minna Schmidt processes your personal data to take and handle orders, deliver products and services, process payments, and communicate with you about orders, products and services, and promotional offers. Minna Schmidt

also processes your personal data to comply with its legal obligations.


Does Minna Schmidt share your personal data?

Your personal data is not shared with any external third party unless stated so in this Privacy Policy. Minna Schmidt will not transfer any personal data outside of the EU, EEA or Switzerland unless required to do so by law,

government order or court order.


How does Minna Schmidt protect your personal data?

Minna Schmidt has implemented all necessary technical and organizational security precautions on its website to protect your personal data stored by Minna Schmidt from unauthorized access by third parties, loss or misuse and

to enable secure data transfer.


Due to the structure of the Internet, unwanted access to data by third parties in particular during transfer may occur despite precautions. It is therefore of utmost importance that you also take all necessary precautions to protect your data against misuse and unauthorized access via encryption, up to date operating system and browser and in any other necessary way. In particular, unencrypted data, even if sent by e-mail, may be read by third parties without appropriate security measures.


How long does Minna Schmidt store your personal data?

Minna Schmidt will store your personal data for as long as it considers necessary or reasonable to comply with the applicable laws, or for as long as this is necessary for the purposes for which they were collected. We delete your personal data as soon as they are no longer required, and in any case after the end of the maximum retention period prescribed by law.

COOKIES, GOOGLE ANALYTICS

Minna Schmidt’s website uses cookies and comparable technologies such as Pixel tags (together referred to as “cookies”). Cookies are small files that are stored permanently or temporarily on your computer when you visit this website. The purpose of cookies is, in particular, to ensure that this website functions properly and to analyze the use of this website for statistical evaluation and for continuous improvements. You can deactivate some or all of the cookies in your browser settings at any time. If cookies are deactivated,

not all functions of this website will be available to you.


Minna Schmidt’s website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies” to help the website analyze how users use the site. The information generated by the cookies about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google complies with the data protection rules of the "Swiss-U.S. Privacy Shield Framework" and is registered with the “Swiss-U.S. Privacy Shield” program of the US Department of Commerce (Information about the “Swiss-U.S.


Privacy Shield” can be found under https://www.privacyshield.gov/Swiss-US-Privacy- Shield-FAQs). Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the

manner and for the purposes set out above.

Your rights with regard to personal data processing


Right to access to data:

You have the right to get confirmation on whether or not your personal data is being processed, and if yes the right to get a copy of all of your personal data stored by Minna Schmidt.


Right to revise data:

You have the right to have any inaccurate or incorrect personal data corrected. You also have the right to complete any incomplete information by providing Minna Schmidt with additional information.


Right to remove data:

You have the right to request the removal of your personal data from Minna Schmidt’s database if:

a) The personal information is no longer needed for the purposes it was initially collected for

b) You no longer permit Minna Schmidt to process your data and there are no legal grounds for processing such data

c) Your personal data was used for unlawful purposes


Right to limit personal data usage:

You have the right to restrict the usage of your personal data if:

a) You deny the accuracy of your personal data stored by Minna Schmidt

b) The processing of your personal data is unlawful and you refuse the removal of your personal data and instead demand the restriction of the use of the personal data

c) Your personal data is no longer needed for the purposes it was initially collected for, but you need the information to be stored in order to make legal claims or defend yourself


Right to revoke the permission

You have the right to revoke the permission given at any time without it having an impact on the lawfulness of the earlier data processing.


Right to transfer information from one system to another

You have the right to get all of your personal data processed by Minna Schmidt in a logical, widely used and machine-readable format and the right to transfer this data to another register.


Right to complain about the practices to a supervising authority

The national supervising authority in Switzerland is the Federal Data Protection and Information Commissioner. You have the right to raise a

complaint to the Commissioner or any other competent supervisor if you feel the processing of your personal data breaches the correct practices stated in applicable law.


Contact

If you have any questions regarding to the personal data usage as well as practicing data protection rights please contact Minna Schmidt as mentioned at the beginning of this document.

LEGAL NOTICE

Users of this website accessing information on this website operated by Minna Schmidt, a company registered under Swiss law, also

known under the commercial name ‘Minna Schmidt

Information You Provide To Us:

1. All information published on this website is made available by Minna Schmidt and is for personal use and information purposes only; it may be

changed at any time and without prior notice. Minna Schmidt assumes no liability (neither expressly nor impliedly) for the accuracy, completeness and timeliness of the information published on this website.


2. Minna Schmidt shall not be liable for loss or damage of any kind – whether it be for direct, indirect or consequential damage that may arise

from the use of or access to this website or from any links to third-party websites. No warranty is given as to the constant availability and flawless functioning of this website. Minna Schmidt shall also not be liable for any damages to the user’s IT system caused by unauthorized persons. The risk of viruses and hacker attacks is ever present in the Internet.


Adequate precautions should be taken such as up to date virus definitions, system updates and browser versions. Caution should be

used when opening emails from unknown origin or with unknown attachments.


3. This website, its design and content, including texts, pictures and videos are copyright protected. All rights are owned by Minna Schmidt. Any

unauthorized use and/or processing of this website, its design and content, including texts, pictures and videos is strictly prohibited.


4. Certain links on this website lead to third-party websites, which are completely beyond the control of Minna Schmidt. Minna Schmidt assumes

no responsibility or liability for the accuracy, completeness and legality of the contents of such websites or for any offers and services contained

therein.

PRIVACY POLICY

This Privacy Policy describes the processing of personal data when using Minna Schmidt’s website. It also explains the choices you have regarding

your personal data and how you can contact Minna Schmidt. All processing of personal data is conducted in accordance with EU’s General Data Protection Regulation (679/2016) (GDPR) as well as the Swiss Federal Act on Data

Protection and its Ordinances.


Responsible Data Controller and contact data:

Your personal data is being processed by the following Data Controller:

Minna Schmidt – Schmidt (also known under the commercial name ‘Minna Schmidt’)

For any data protection questions and concerns, in particular on how we process your personal data please contact us at info@Minnaschmidt.com

What types of personal data are processed by Minna Schmidt?

Minna Schmidt collects your personal data in order to provide and continually improve its products and services. Ruskovilla processes the following information:


- Your full name

- Your address

- Your phone number

- Your email address


For what purpose is this personal data processed by Minna Schmidt?

Minna Schmidt processes your personal data to take and handle orders, deliver products and services, process payments, and communicate with you about orders, products and services, and promotional offers. Minna Schmidt

also processes your personal data to comply with its legal obligations.


Does Minna Schmidt share your personal data?

Your personal data is not shared with any external third party unless stated so in this Privacy Policy. Minna Schmidt will not transfer any personal data outside of the EU, EEA or Switzerland unless required to do so by law,

government order or court order.


How does Minna Schmidt protect your personal data?

Minna Schmidt has implemented all necessary technical and organizational security precautions on its website to protect your personal data stored by Minna Schmidt from unauthorized access by third parties, loss or misuse and

to enable secure data transfer.


Due to the structure of the Internet, unwanted access to data by third parties in particular during transfer may occur despite precautions. It is therefore of utmost importance that you also take all necessary precautions to protect your data against misuse and unauthorized access via encryption, up to date operating system and browser and in any other necessary way. In particular, unencrypted data, even if sent by e-mail, may be read by third parties without appropriate security measures.


How long does Minna Schmidt store your personal data?

Minna Schmidt will store your personal data for as long as it considers necessary or reasonable to comply with the applicable laws, or for as long as this is necessary for the purposes for which they were collected. We delete your personal data as soon as they are no longer required, and in any case after the end of the maximum retention period prescribed by law.

Minna Schmidt’s website uses cookies and comparable technologies such as Pixel tags (together referred to as “cookies”). Cookies are small files that are stored permanently or temporarily on your computer when you visit this website. The purpose of cookies is, in particular, to ensure that this website functions properly and to analyze the use of this website for statistical evaluation and for continuous improvements. You can deactivate some or all of the cookies in your browser settings at any time. If cookies are deactivated,

not all functions of this website will be available to you.


Minna Schmidt’s website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies” to help the website analyze how users use the site. The information generated by the cookies about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google complies with the data protection rules of the "Swiss-U.S. Privacy Shield Framework" and is registered with the “Swiss-U.S. Privacy Shield” program of the US Department of Commerce (Information about the “Swiss-U.S.


Privacy Shield” can be found under https://www.privacyshield.gov/Swiss-US-Privacy- Shield-FAQs). Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the

manner and for the purposes set out above.

Your rights with regard to personal data processing


Right to access to data:

You have the right to get confirmation on whether or not your personal data is being processed, and if yes the right to get a copy of all of your personal data stored by Minna Schmidt.


Right to revise data:

You have the right to have any inaccurate or incorrect personal data corrected. You also have the right to complete any incomplete information by providing Minna Schmidt with additional information.


Right to remove data:

You have the right to request the removal of your personal data from Minna Schmidt’s database if:

a) The personal information is no longer needed for the purposes it was initially collected for

b) You no longer permit Minna Schmidt to process your data and there are no legal grounds for processing such data

c) Your personal data was used for unlawful purposes


Right to limit personal data usage:

You have the right to restrict the usage of your personal data if:

a) You deny the accuracy of your personal data stored by Minna Schmidt

b) The processing of your personal data is unlawful and you refuse the removal of your personal data and instead demand the restriction of the use of the personal data

c) Your personal data is no longer needed for the purposes it was initially collected for, but you need the information to be stored in order to make legal claims or defend yourself


Right to revoke the permission

You have the right to revoke the permission given at any time without it having an impact on the lawfulness of the earlier data processing.


Right to transfer information from one system to another

You have the right to get all of your personal data processed by Minna Schmidt in a logical, widely used and machine-readable format and the right to transfer this data to another register.


Right to complain about the practices to a supervising authority

The national supervising authority in Switzerland is the Federal Data Protection and Information Commissioner. You have the right to raise a

complaint to the Commissioner or any other competent supervisor if you feel the processing of your personal data breaches the correct practices stated in applicable law.


Contact

If you have any questions regarding to the personal data usage as well as practicing data protection rights please contact Minna Schmidt as mentioned at the beginning of this document.

Swiss Financial Coach and Investor Empowering Women in Financial Wellbeing

@2024 Minna Schmidt. All Rights Reserved

Swiss Financial Coach and Investor Empowering Women in Financial Wellbeing

@2024 Minna Schmidt. All Rights Reserved